SIP Calculator
SIP Calculator – Online Mutual Fund Investment Tool
Estimate your returns on systematic investments. Try our free SIP calculator to plan your financial goals confidently.
What is a SIP?
SIP (Systematic Investment Plan) ek disciplined approach hai mutual funds me regular monthly investments karne ka. Ye rupee cost averaging aur compounding ka faida deti hai over long term.
How to Use This SIP Calculator
- Monthly investment amount dalein (₹)
- Investment duration (saalon me) choose karein
- Expected annual return rate (%) daalein
- Agar chahen to “Adjust for Inflation” on karein aur inflation rate daalein
- Calculate button pe click karein
Result me aapko maturity value, CAGR (compound annual growth rate), aur inflation‐adjusted value milegi.
Benefits of Using Our SIP Calculator
- Quick and accurate estimates of your investment growth
- Helps you plan realistic goals like retirement, education, wealth accumulation
- Option to adjust for inflation to see real value of returns
- Free to use without registration
The Calculation Formula
Ye tool standard SIP formula use karta hai:
FV = P × [ (1 + r)^n – 1 ] × (1 + r) / r
Where:
P = monthly investment amount
r = expected return rate / 12 (monthly basis)
n = total number of months
Agar inflation adjustment chuni ho, to real returns bhi calculate honge.
Who Should Use This Tool?
Ye SIP calculator ideal hai unke liye jo:
– Mutual funds me invest karna chahte hain
– SIP returns dekhna chahte hain
– Financial goals plan kar rahe hain (retirement, education, etc.)
– Compare karna chahte hain different investment scenarios
Frequently Asked Questions (FAQs)
Is SIP safe?
Long term me, SIP mutual funds ek comparatively safer method hai to build wealth, lekin market risk hamesha hota hai.
Can I change SIP amount later?
Haan, aap apne SIP amount ko increase ya decrease kar sakte hain, depending on your fund provider’s rules.
Is this calculator free?
Bilkul free hai! No sign‑ups, no charges.
Start Planning Today
Use our SIP Calculator now and take the first step toward your financial goals.